Digital or ecological transition
Digital or ecological transition
We strengthen your company’s international competitiveness by supporting its digital and ecological transition, as well as its capital strengthening.
New: starting from 21 September, a new“AI & Quantum Computing Investments” section will become operational, offering dedicated and advantageous conditions for companies planning investments in Artificial Intelligence and Quantum Computing.
Advantages
Benefits for companies investing in Artificial Intelligence and Quantum Computing
Additional benefits for energy-intensive companies, companies implementing energy-efficiency measures, and companies affected by the conflict in the Persian Gulf area
Benefits for companies with interests in the United States
Who is it for?
The measure is designed for all internationally oriented companies, particularly Micro, Small and Medium-sized Enterprises, to support investments and strengthen their financial structure.
This financing is also for:
- Companies allocating 100% of resources to Artificial Intelligence and Quantum Computing investments, services and initiatives.
- Companies affected by higher energy costs and reduced revenues due to the conflict in the Persian Gulf area.
- Companies with interests in the United States.
- Non-exporting companies belonging to a production supply chain.
- Energy-intensive exporting companies or companies implementing certified energy-efficiency programs.
- Companies with interests in the Western Balkans.
- Companies located in areas affected by flooding events occurring from 1 May 2023 onwards.
How it works
Loan term: 6 years, including a 2-year grace period.
For companies that (i) are energy-intensive or have undertaken energy efficiency initiatives, (ii) have been affected by the conflict in the Persian Gulf area, (iii) have business interests in the United States, and (iv) commit to allocating 100% of the resources to expenses related to Artificial Intelligence and Quantum Computing, the loan term is extended to 8 years, including a 2-year grace period.
Subsidized-rate financing that can be used, for at least 50% of the total approved amount, to support investments in Digital and/or Ecological Transition. The remaining portion, up to 50%, may instead be allocated to the company’s capital strengthening.
This share may also be increased up to:
- 80% of the approved amount for Companies with Interests in the Western Balkans and in the United States;
- 90% of the approved amount for:
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- Companies located in territories affected by flood events occurring from 1 May 2023 onwards, identified in Annex I of Decree-Law 61/2023, and by flood events occurring from 2 November 2023 onwards, identified in Annex A of Decree-Law 145/2023; or
- Energy-intensive companies or companies that have undertaken certified energy efficiency initiatives, which may allocate such amount, in whole or in part, also to the **increase of the share capital of their subsidiaries and the granting of shareholder loans**;
- Companies affected by the conflict in the Persian Gulf area that have experienced increased energy costs and reduced revenues.
- Furthermore, this share may be allocated to increasing the share capital and/or providing shareholder loans to companies directly controlled by the Applicant, including foreign companies, up to a maximum of €600,000 (increased to €1,000,000 for companies with subsidiaries in the United States and to €1,500,000 for energy-intensive companies and companies affected by the conflict in the Persian Gulf area).
Maximum financing amount: the maximum amount that may be requested is the lower of:
- 35% of the average revenues reported in the last two financial statements (item A1 of the income statement);
- €500,000 for Micro Enterprises; €2,500,000 for SMEs and Innovative SMEs; €5,000,000 for Other Companies;
- Minimum amount: €10,000.
Maximum non-repayable grant component: up to 10% of the amount of the requested Subsidized Measure, and in any case up to a maximum of €100,000, granted as an incentive to Applicant Companies meeting the requirements set out in the relevant documentation (Operating Circular 4/394/2023), available below.
For applications submitted by 31 December 2026 by energy-intensive companies or companies that have undertaken certified energy efficiency initiatives, it is also possible to request an exemption from providing guarantees and a non-repayable grant component of up to 20%.
For applications submitted by 31 December 2026 by companies affected by the conflict in the Persian Gulf area, it is possible to access a non-repayable grant component of up to 20%, increased to 30% for SMEs.
View the Sample Contract Proposal >>. Please note: the Contract Proposal will be sent by SIMEST only following a positive resolution by the Incentives Committee; the contractual acceptance must be signed and submitted to SIMEST exclusively through the Portal.
* Measure pursuant to Article 1 of Law No. 207 of 30 December 2024.*
** measure pursuant to Article 1 of Law No. 207 of 30 December 2024